Insurance   choices Please Read

Your very special belongings have great value, whether monetary or sentimental. Pinks Moving and Storage  takes great measures to ensure our W2 employees handle your household furnishings with care. But Unfortunately in this line of work  damages or “cargo claims” are a part of the transportation industry.

We have provided this page to educate consumers and address coverage options that you have when hiring a moving company to ensure you’re choosing a coverage level that suits your needs.


A normal assumption is that full coverage is included when a moving company lists itself as a licensed and insured carrier. However, the terms ‘licensed’ and ‘insured’  means that the company has the sufficient auto, general liability, and cargo coverage that the Department of Transportation requires.

The  FMCSA  —- Federal Motor Carriers Safety Administration —-requires moving companies to extend a 60¢ per pound released value protection at no additional charge. It is important to know that this type of coverage is not full value replacement insurance.

However, it is the most common coverage elected because no additional fees, descriptive inventory, or value needs to be assigned to the shipment.

This applies for a single item damage or loss, or for a catastrophic occurrence.

The transportation industry uses this release to offset the huge amount of liability that the carrier faces while handling an entire household of goods.


Example: An average local move costs $400 to $700. The cost of a 5K television averages around $1,800. Without the released value protection, companies are liable for four to five times the amount of the total cost of the move with just that single piece.

Add the rest of the household and it quickly becomes too much liability for the carrier to assume especially compared to the net profit. With the released value protection, movers are able to balance the amount of liability to the job’s potential revenue.

However, the result is that the customer is left with considerable exposure. With the standard released value protection, a customer would be compensated based on the weight of the television. For example, a customer who owns a 5K television that weighs 200 pounds would only be compensated $120 once a cargo claim is filed.

IMPORTANT: Pinks Moving and Storage — STRONGLY RECOMMENDS-That is if you have a special dish set that is from your great great grandma that’s priceless we strongly think you should take that one item.your self we will get the rest. Empty all your night stands and draws for any special items that you don’t want to shift.

Pinks Moving and Storage Insurance Choices

If you have a claim for a damaged piece will be settled at the coverage  you have selected. Please read the following coverage options carefully and make sure anyone in your household who may be signing paperwork on moving day is fully aware of these options.

As FMCSA Law which is  by the Federal Motor Carriers Safety Administration, we offer the standard $0.60 per pound released value protection (described above) for damages or missing items. Again, this is most common coverage throughout the moving industry and is extended at no additional cost. However, it does create varying degrees of exposure as this is not full coverage insurance (Please see examples below in detail we explain .60 per pound ).

Our office staff will be happy to discuss all details of this coverage so you’ll know exactly what type of agreement you’re entering into on moving day.


Pinks Moving and Storage just like the many others in the moving industry work with two 3rd party insurance carriers that can provide you with full coverage insurance for a single piece or your entire shipment.



For full coverage insurance on an entire shipment, we recommend the policies offered by  Baker International.   They will require the carrier’s information, the value of your goods, and the estimated weight of the shipment to provide you with pricing options. We’d be happy to assist you in determining the weight of the shipment if you’re looking to explore this option. Baker International does not offer single piece coverage.

Baker International can be reached at 800-356-0099, or visit them online. Simply tell the customer service representative you’re using Pinks Moving and Storage  Moving,  for a household goods move.



Simply for full coverage insurance on single pieces, we recommend the policies offered by also known as They will require the carrier’s information, a description of the piece and the value of your item to provide you with pricing options.

Because of the terms and conditions of their policies, we do not recommend this carrier if you are looking to insure the entire shipment. can be reached at 888-893-8835, or visit them online. Simply tell the customer service representative you’re using Pinks Moving and Storage  is Moving for a household goods move.

Please  do not wait until the last minute to purchase a full coverage insurance policy.

All policies must go through underwriting and can take 2 to 3 business days to finalize. The insurance carrier may also require that an item be prepared in a certain way (third part crating, for example), which will require additional time to arrange.

If storage is required please discuss your needs with the insurance company’s customer service representative so they tailor a policy to best fit your needs to avoid a lapse in coverage.

Check with your homeowners/renters insurance carrier and see if they offer coverage above the $0.60 per pound offered at our standard rates. This is typically done in the form of a rider added to the policy. If offered, the usual cost is between $50.00 and $100.00. They will typically request our licensing information to verify that a reputable company is handling the move.

If you have any additional questions or concerns, please contact our office at 602-564-6683.

Jobs Notifications